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Preptima
hardDesignScenarioMidSeniorStaff

Checkout calls pricing, tax, fraud, inventory and a session store. Which of those are you willing to carry on without, and what does the shopper see?

6 min readUpdated 2026-08-15Target archetype: Big Tech, Enterprise Captive, Product Startup

Answer

Short answer

Sort each dependency by what the loss looks like. Price and payment authorisation must fail closed because the loss is unrecoverable; personalisation degrades silently. Tax and fraud sit between, and the answer is a written policy with a bounded exposure, not a timeout value.

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Likely follow-ups

  • The fraud service is unreachable during your busiest hour. Do you accept orders unscreened, and up to what value?
  • Inventory is unreachable at the point of order submission. Do you take the order anyway?
  • Your session store loses every live basket. What is recoverable, and from where?
  • How would you prove in a game day that the degraded checkout still takes money correctly?

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